March 12th, 2009

lookin' good

Handicapping 529 plans

So I'm looking at Virginia's in-state 529 plans. There's the VEST, which is self-directed, and lets you pick your own portfolio from a list of investments, much like a 401(k), and there's the VPEP, which looks like a conservative investment portfolio; the state underwrites the risk that their payout of in-state tuition will be higher than the value of your investment. You can take your "money" elsewhere [private university or out-of-state school] but you are limited to the cost of an in-state school if you do so.

If any of you who have also looked at this--either VA's plans or comparable plans in other states--please weigh in with your thoughts.
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    curious curious