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It just went away... - A Suburbs Boy Living a Country Life [My Flickr Photos]
December 2nd, 2003
01:29 pm


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It just went away...
For the last seven years, I've been fighting a battle over a collection account for money I didn't owe.

Well, I won the court battle on whether I owed the money, but I wasn't able to get the collection account removed from my credit report without suing the collection agency in return--a costly process that would likely have cost substantially more than I would have paid just by settling the debt.

Legally the credit bureau couldn't keep the record longer than seven years--but I was pessimistic that the record would just vanish without me filing a dispute.

Sure enough, I checked my report today--and the collection account is simply gone.

(4 comments | Leave a comment)

[User Picture]
Date:December 2nd, 2003 10:50 am (UTC)
[User Picture]
Date:December 2nd, 2003 04:03 pm (UTC)


I was most happy.
[User Picture]
Date:December 3rd, 2003 12:10 pm (UTC)

Re: Yeah..

It gives me hope for my "collection" with Verizon. They left my phone on in Illinois for 2 months after I asked them to turn it off. Now they want me to pay for the two months, PLUS the cost of the collection. Yeah, right.

Only five more years to go...
[User Picture]
Date:December 3rd, 2003 08:45 pm (UTC)

Re: Yeah..

Keep up the fight...in writing...phoning does know good, whatsoever I've found.
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